Maybe a better question would be is do you have a disaster recovery plan? A while ago, I wrote an article called Could Your Business Survive if Something Happened to You? Anyone who is running a business needs to have a plan in place in case of the unthinkable. What if something happened to you or your business? For example, in the case of fire or a natural disaster that destroyed your physical location could someone step in and continue to run your business or could you replicate your business at another location? Would it basically be lights out and the end of your business as you know it today?